/*
Theme Name: Mądry Dochód
Theme URI: https://madrydochod.pl/
Author: JG INVEST P.S.A.
Description: Lekki motyw serwisu Mądry Dochód — promocje bankowe sprawdzane przez Grzegorza Ciupka. Kolory polskich banknotów, typografia wyciągu bankowego.
Version: 1.0.0
Requires PHP: 8.1
Text Domain: madrydochod
*/

/* Layout: one 1180px column, wide tables scroll inside their own box; header sticky only on desktop.
   Colour: zieleń setki = brand, żółć dwusetki = ONLY bonus amounts, czerwień = deadlines. */
:root{
  --paper:#F2F5F0; --surface:#FFFFFF; --ink:#14201A; --muted:#4F6056; --line:#D3DCD4;
  --green:#1F5E3B; --green-ink:#174A2E; --green-soft:#E0EDE3;
  --amber:#B87C06; --amber-ink:#8A5A00; --amber-bg:#FBEFC8; --red:#A33B2B; --red-bg:#F7E2DE; --on-green:#FFFFFF; --ink-on-amber:#14201A;
  --f-display:"Archivo","Arial Narrow",system-ui,sans-serif;
  --f-body:"IBM Plex Sans",system-ui,-apple-system,"Segoe UI",sans-serif;
  --f-mono:"IBM Plex Mono",ui-monospace,"SFMono-Regular",Menlo,monospace;
  --wrap:1180px; --gutter:clamp(16px,4vw,32px);
  color-scheme:light;
}
/* ===== theme tokens: dark — begin =====
   inc/theme-mode.php sets <html data-theme="light|dark"> before first paint (choice: localStorage md_theme).
   The dark list appears twice — explicit choice, and the device setting as the no-JS fallback. Keep both identical.
   --amber-ink = amber for SMALL text (light #8A5A00 passes AA on paper/surface/amber-bg; big numbers keep --amber).
   .newsletter/.nl-bar are "inverted" (ink background); in dark they get a raised dark green instead of a light slab. */
:root[data-theme="dark"]{
  --paper:#0E1511; --surface:#151F19; --ink:#E5EDE7; --muted:#9BAAA0; --line:#2A382F;
  --green:#62C08A; --green-ink:#8AD6A9; --green-soft:#1A2D21;
  --amber:#E8B54B; --amber-ink:#E8B54B; --amber-bg:#3A2D0E; --red:#E58A7A; --red-bg:#3A1C17; --on-green:#0E1511; --ink-on-amber:#14201A;
  color-scheme:dark}
:root[data-theme="dark"] :is(.newsletter,.nl-bar){--ink:#1D2B23; --paper:#E5EDE7; --green-soft:#E0EDE3; --red-bg:#F7E2DE}
:root[data-theme="dark"] .newsletter{border:1px solid var(--line)}
@media (prefers-color-scheme:dark){
  :root:not([data-theme="light"]){
    --paper:#0E1511; --surface:#151F19; --ink:#E5EDE7; --muted:#9BAAA0; --line:#2A382F;
    --green:#62C08A; --green-ink:#8AD6A9; --green-soft:#1A2D21;
    --amber:#E8B54B; --amber-ink:#E8B54B; --amber-bg:#3A2D0E; --red:#E58A7A; --red-bg:#3A1C17; --on-green:#0E1511; --ink-on-amber:#14201A;
    color-scheme:dark}
  :root:not([data-theme="light"]) :is(.newsletter,.nl-bar){--ink:#1D2B23; --paper:#E5EDE7; --green-soft:#E0EDE3; --red-bg:#F7E2DE}
  :root:not([data-theme="light"]) .newsletter{border:1px solid var(--line)}
}
/* ===== theme tokens: dark — end ===== */

*,*::before,*::after{box-sizing:border-box}
[hidden]{display:none!important} /* components set display:flex/grid; the attribute must still win */
html{-webkit-text-size-adjust:100%;scroll-padding-top:90px}
body{margin:0;background:var(--paper);color:var(--ink);font-family:var(--f-body);font-size:17px;line-height:1.65;text-rendering:optimizeLegibility}
img{max-width:100%;height:auto}
a{color:var(--green-ink);text-underline-offset:3px;text-decoration-thickness:1px}
a:hover{text-decoration-thickness:2px}
:focus-visible{outline:2px solid var(--green);outline-offset:2px}
h1,h2,h3,h4{font-family:var(--f-display);line-height:1.12;text-wrap:balance;margin:0 0 .5em;letter-spacing:-.01em}
h1{font-size:clamp(2rem,4.6vw,3.1rem);font-weight:900;font-stretch:112%}
h2{font-size:clamp(1.5rem,3vw,2.1rem);font-weight:800;font-stretch:110%}
h3{font-size:1.2rem;font-weight:700;font-stretch:104%}
p,ul,ol{margin:0 0 1em}
.num,.mono{font-family:var(--f-mono);font-variant-numeric:tabular-nums}
.eyebrow{font-family:var(--f-mono);font-size:.74rem;letter-spacing:.12em;text-transform:uppercase;color:var(--muted);display:block;margin-bottom:.5em}
.wrap{max-width:var(--wrap);margin:0 auto;padding-inline:var(--gutter)}
.skip{position:absolute;left:-999px}.skip:focus{left:12px;top:12px;z-index:99;background:var(--surface);padding:8px 12px}
.screen-reader-text{position:absolute!important;width:1px;height:1px;overflow:hidden;clip:rect(1px,1px,1px,1px)}

/* header */
.site-header{background:var(--paper);border-bottom:2px solid var(--ink)}
@media (min-width:900px){.site-header{position:sticky;top:0;z-index:20}}
.site-header .wrap{display:flex;align-items:center;justify-content:space-between;gap:16px;padding-block:14px}
.brand{display:flex;align-items:center;gap:10px;text-decoration:none;color:var(--ink)}
.brand svg{width:38px;height:38px;flex:none}
.brand .wm{font-family:var(--f-display);font-weight:900;font-stretch:118%;font-size:1.45rem;letter-spacing:-.02em;line-height:1}
.brand .wm span{color:var(--green)}
.nav{display:flex;align-items:center;gap:22px}
.nav ul{list-style:none;margin:0;padding:0;display:flex;gap:20px}
.nav a{color:var(--ink);text-decoration:none;font-weight:500;font-size:.96rem}
.nav a.btn{color:var(--paper)}
.nav a.btn:hover{color:var(--on-green);text-decoration:none}
.nav a:not(.btn):hover,.nav .current-menu-item>a,.nav .current-menu-parent>a{color:var(--green-ink);text-decoration:underline}
.btn{display:inline-flex;align-items:center;gap:8px;font-family:var(--f-body);font-weight:600;font-size:.95rem;padding:11px 18px;border-radius:3px;border:2px solid var(--ink);background:var(--ink);color:var(--paper);text-decoration:none;cursor:pointer;line-height:1.2}
.btn:hover{background:var(--green);border-color:var(--green);color:var(--on-green);text-decoration:none}
.btn.ghost{background:transparent;color:var(--ink)}
.btn.ghost:hover{background:var(--ink);color:var(--paper)}
.btn.go{background:var(--green);border-color:var(--green);color:var(--on-green)}
.btn.go:hover{background:var(--green-ink);border-color:var(--green-ink)}
.menu-toggle{display:none;background:none;border:2px solid var(--ink);border-radius:3px;padding:8px 10px;font:600 .9rem var(--f-body);color:var(--ink)}
@media (max-width:899px){
  .menu-toggle{display:inline-block}
  .nav{display:none;position:absolute;left:0;right:0;top:100%;background:var(--paper);border-bottom:2px solid var(--ink);padding:16px var(--gutter);flex-direction:column;align-items:flex-start}
  .nav.open{display:flex}
  .nav ul{flex-direction:column;gap:12px}
  .site-header{position:relative}
}

/* main blocks */
main{display:block;padding-block:28px 72px}
.section{padding-block:36px}
.section + .section{border-top:1px solid var(--line)}
.lede{font-size:1.18rem;max-width:62ch;color:var(--ink)}
.muted{color:var(--muted)}
.prose{max-width:70ch}
.prose h2{margin-top:1.6em}
.prose h3{margin-top:1.3em}
.prose li{margin-bottom:.35em}
.prose table{border-collapse:collapse;width:100%;font-size:.94rem;margin:1em 0}
.prose th,.prose td{border-bottom:1px solid var(--line);padding:8px 10px;text-align:left;vertical-align:top}
.prose blockquote{margin:1.2em 0;padding:.4em 0 .4em 18px;border-left:4px solid var(--green);color:var(--muted)}

/* hero */
.hero{display:grid;grid-template-columns:minmax(0,1.5fr) minmax(0,1fr);gap:clamp(20px,4vw,48px);align-items:start;padding-block:24px 36px}
@media (max-width:860px){.hero{grid-template-columns:minmax(0,1fr)}}
.hero h1 mark{background:var(--amber-bg);color:inherit;padding:0 .12em}
.hero .actions{display:flex;flex-wrap:wrap;gap:12px;margin-top:22px}
.author-line{display:flex;gap:12px;align-items:center;margin-top:22px;font-size:.92rem;color:var(--muted)}
.avatar{width:48px;height:48px;border-radius:50%;background:var(--green);color:var(--on-green);display:grid;place-items:center;font-family:var(--f-display);font-weight:800;flex:none;overflow:hidden}
.avatar img{width:100%;height:100%;object-fit:cover}
.ledger{background:var(--surface);border:2px solid var(--ink);padding:18px 20px;display:grid;gap:12px}
.ledger .row{display:flex;justify-content:space-between;gap:12px;border-bottom:1px dashed var(--line);padding-bottom:10px;font-size:.92rem}
.ledger .row:last-child{border-bottom:0;padding-bottom:0}
.ledger .big{font-family:var(--f-display);font-weight:900;font-stretch:110%;font-size:2.4rem;line-height:1;color:var(--amber)}
.ledger .v{font-family:var(--f-mono);font-variant-numeric:tabular-nums;white-space:nowrap}
.ledger .row a{color:inherit;text-decoration-color:var(--line)}
@media (min-width:861px){.hero .ledger{position:sticky;top:96px}}
.ledger-next{display:grid;gap:8px}
.ledger-next ul{list-style:none;margin:0;padding:0;display:grid;gap:6px}
.ledger-next li{display:grid;grid-template-columns:auto minmax(0,1fr) auto;gap:10px;align-items:baseline;font-size:.88rem}
.ledger-next time{font-family:var(--f-mono);color:var(--muted)}
.ledger-next li a{overflow:hidden;text-overflow:ellipsis;white-space:nowrap}
.ledger-next .d{font-family:var(--f-mono);font-size:.8rem;color:var(--muted);white-space:nowrap}
.ledger-next .d.soon{color:var(--red)}
.ledger-cal{font-size:.86rem;font-weight:600}

/* promo table */
.filters{display:flex;flex-wrap:wrap;gap:8px;margin:0 0 14px}
.chip{font:500 .86rem var(--f-body);padding:7px 12px;border:1px solid var(--line);border-radius:999px;background:var(--surface);color:var(--ink);cursor:pointer;text-decoration:none}
.chip[aria-pressed="true"],.chip.on{background:var(--ink);border-color:var(--ink);color:var(--paper)}
.tw{overflow-x:auto;border:1px solid var(--line);background:var(--surface)}
table.promos{border-collapse:collapse;width:100%;min-width:680px;font-size:.93rem}
.promos th{font-family:var(--f-mono);font-size:.7rem;letter-spacing:.07em;text-transform:uppercase;color:var(--muted);font-weight:500;text-align:left;padding:10px 12px;background:var(--paper);border-bottom:1px solid var(--line)}
.promos td{padding:12px;border-bottom:1px solid var(--line);vertical-align:middle}
.promos tr:last-child td{border-bottom:0}
.promos .bank{font-weight:600}
.promos .prod{display:block;color:var(--muted);font-size:.85rem}
.promos a.row-link{color:inherit;text-decoration:none}
.promos a.row-link:hover .bank{text-decoration:underline}
.amt{font-family:var(--f-display);font-weight:800;font-stretch:108%;font-size:1.15rem;color:var(--green-ink);white-space:nowrap}
.pill{display:inline-block;font-family:var(--f-mono);font-size:.7rem;padding:2px 8px;border-radius:999px;white-space:nowrap}
.pill.latwa,.pill.active{background:var(--green-soft);color:var(--green-ink)}
.pill.srednia{background:var(--amber-bg);color:var(--amber)}
.pill.trudna,.pill.ending{background:var(--red-bg);color:var(--red)}
.pill.ended{background:var(--line);color:var(--muted)}
.deadline.soon{color:var(--red);font-weight:600}
.stamp{font-family:var(--f-mono);font-size:.72rem;color:var(--muted);white-space:nowrap}
.verify{font-family:var(--f-mono);font-size:.68rem;color:var(--amber)}
.empty{padding:24px;background:var(--surface);border:1px dashed var(--line);color:var(--muted)}

/* cards */
.grid{display:grid;grid-template-columns:repeat(auto-fit,minmax(260px,1fr));gap:18px}
.card{background:var(--surface);border:1px solid var(--line);padding:18px 20px;display:grid;gap:8px;align-content:start}
.card h3{margin:0}
.card h3 a{color:var(--ink);text-decoration:none}
.card h3 a:hover{text-decoration:underline}
.card .meta{font-family:var(--f-mono);font-size:.74rem;color:var(--muted)}
.post-card{padding:0 0 18px;overflow:hidden}
.post-card>*:not(.card-img){margin-inline:20px}
.post-card .card-ex{margin:0 20px;font-size:.93rem}
@media (max-width:560px){.post-card>*:not(.card-img),.post-card .card-ex{margin-inline:16px}}
.card-img{display:block;aspect-ratio:1200/630;overflow:hidden;border-bottom:1px solid var(--line);margin-bottom:6px}
.card-img img{width:100%;height:100%;object-fit:cover;display:block;transition:transform .25s}
.post-card:hover .card-img img{transform:scale(1.02)}
.split{display:grid;grid-template-columns:minmax(0,1fr) minmax(0,1fr);gap:clamp(20px,4vw,48px);align-items:start}
@media (max-width:860px){.split{grid-template-columns:minmax(0,1fr)}}

/* promo single */
.promo-head{display:grid;grid-template-columns:minmax(0,1.6fr) minmax(280px,1fr);gap:clamp(20px,4vw,40px);align-items:start}
@media (max-width:900px){.promo-head{grid-template-columns:1fr}}
.facts{background:var(--surface);border:2px solid var(--ink);padding:18px 20px;display:grid;gap:10px}
.facts dl{display:grid;grid-template-columns:auto 1fr;gap:8px 14px;margin:0;font-size:.93rem}
.facts dt{color:var(--muted)}
.facts dd{margin:0;font-weight:500}
.facts .big{font-family:var(--f-display);font-weight:900;font-size:2.6rem;line-height:1;color:var(--amber);font-stretch:110%}
.facts .btn{justify-content:center}
.facts small{color:var(--muted);font-size:.78rem;line-height:1.4}
ol.steps{list-style:none;counter-reset:s;padding:0;margin:0 0 1em;display:grid;gap:10px}
ol.steps li{counter-increment:s;display:grid;grid-template-columns:34px 1fr;gap:12px;align-items:start;background:var(--surface);border:1px solid var(--line);padding:12px 14px}
ol.steps li::before{content:counter(s);width:28px;height:28px;border-radius:50%;border:2px solid var(--green);display:grid;place-items:center;font:600 .85rem var(--f-mono);color:var(--green-ink)}
.banner-ended{background:var(--red-bg);border-left:4px solid var(--red);padding:14px 16px;margin-bottom:20px}
.md-disclosure{background:var(--amber-bg);border-left:4px solid var(--amber);padding:12px 14px;font-size:.88rem;margin:0 0 20px;max-width:70ch}
.checked{display:flex;gap:10px;align-items:center;font-size:.86rem;color:var(--muted);margin:12px 0}
.checked .seal{width:34px;height:34px;flex:none}
.changelog{font-size:.88rem}
.changelog li{font-family:var(--f-mono);font-size:.8rem}
.breadcrumbs{font-size:.82rem;color:var(--muted);margin-bottom:14px}
.breadcrumbs a{color:var(--muted)}
.breadcrumbs span+span::before{content:"/";margin:0 8px;color:var(--line)}

/* author + newsletter */
.author-box{display:grid;grid-template-columns:72px 1fr;gap:16px;background:var(--surface);border:1px solid var(--line);padding:18px 20px;max-width:70ch}
.author-box .avatar{width:72px;height:72px;font-size:1.4rem}
/* --- newsletter: one form component, four surfaces (block, modal, inline banner, sticky bar) --- */
.md-hp{position:absolute;left:-9999px;width:1px;height:1px;overflow:hidden}
.md-nl-form{display:grid;gap:12px}
.md-nl-fields{display:flex;gap:8px;flex-wrap:wrap}
.md-nl-fields input[type=email]{flex:1 1 220px;min-width:0;padding:12px 14px;border:2px solid var(--ink);background:var(--surface);color:var(--ink);font:500 1rem var(--f-body);border-radius:3px}
.md-nl-fields input[type=email]:focus{outline:2px solid var(--green);outline-offset:1px}
.md-nl-form .segs{border:0;margin:0;padding:0;display:flex;flex-wrap:wrap;gap:6px 16px;font-size:.88rem}
.md-nl-form .segs legend{font-family:var(--f-mono);font-size:.7rem;letter-spacing:.1em;text-transform:uppercase;color:var(--muted);margin-bottom:6px;padding:0}
.md-nl-form .segs label{display:flex;gap:6px;align-items:center;cursor:pointer}
.md-nl-form label.consent{font-size:.78rem;line-height:1.45;color:var(--muted);display:flex;gap:8px;align-items:flex-start;cursor:pointer}
.md-nl-form input[type=checkbox]{accent-color:var(--green);width:16px;height:16px;flex:none;margin-top:2px}
.md-nl-form.is-busy .md-nl-submit{opacity:.6;pointer-events:none}
.md-nl-done{display:grid;gap:8px;padding:6px 0}
.md-nl-done b{font-family:var(--f-display);font-size:1.3rem;font-weight:800}
.notice{padding:12px 14px;border-left:4px solid var(--green);background:var(--green-soft);color:var(--ink);font-size:.92rem}
.notice.err{border-color:var(--red);background:var(--red-bg)}

/* dark end-of-page block */
.newsletter{background:var(--ink);color:var(--paper);padding:clamp(22px,4vw,36px);display:grid;grid-template-columns:minmax(0,1fr) minmax(0,1fr);gap:24px;align-items:center}
@media (max-width:860px){.newsletter{grid-template-columns:1fr}}
.newsletter h2{color:var(--paper)}
.newsletter p{color:color-mix(in srgb,var(--paper) 80%,transparent)}
.newsletter .md-nl-fields input[type=email]{border-color:var(--paper);background:var(--paper)}
.newsletter .btn{background:var(--amber);border-color:var(--amber);color:var(--ink-on-amber)}
.newsletter .btn:hover{background:var(--paper);border-color:var(--paper);color:var(--ink)}
.newsletter .md-nl-form .segs{color:color-mix(in srgb,var(--paper) 88%,transparent)}
.newsletter .md-nl-form .segs legend{color:var(--amber)}
.newsletter .md-nl-form label.consent{color:color-mix(in srgb,var(--paper) 78%,transparent)}
.newsletter .md-nl-form label.consent a{color:var(--paper)}
.newsletter .md-nl-done b{color:var(--paper)}

/* inline banner (articles, promotions, Dla firm) */
.nl-banner{display:grid;grid-template-columns:64px minmax(0,1fr);gap:12px 18px;align-items:start;margin:28px 0;padding:18px 20px;background:var(--surface);border:2px solid var(--ink);box-shadow:6px 6px 0 var(--amber);max-width:76ch;color:var(--ink)}
.nl-banner-mark{width:56px;height:56px;color:var(--green)}
.nl-banner .eyebrow{margin-bottom:2px}
.nl-banner-title{font-family:var(--f-display);font-weight:800;font-stretch:106%;font-size:1.18rem;line-height:1.2;margin:0 0 4px;text-wrap:balance}
.nl-banner-text{font-size:.92rem;color:var(--muted);margin:0}
.nl-banner-cta{grid-column:2}
.nl-banner-cta .btn{white-space:nowrap}
@media (max-width:640px){.nl-banner{grid-template-columns:48px minmax(0,1fr);box-shadow:4px 4px 0 var(--amber)}.nl-banner-mark{width:44px;height:44px}.nl-banner-cta{grid-column:1/-1}.nl-banner-cta .btn{width:100%;justify-content:center}}
.prose .nl-banner p{margin:0}

/* modal */
.nl-modal{width:min(560px,calc(100vw - 32px));max-height:calc(100dvh - 32px);overflow:auto;padding:26px clamp(18px,4vw,30px) 22px;border:2px solid var(--ink);border-radius:4px;background:var(--surface);color:var(--ink);box-shadow:10px 10px 0 var(--amber)}
.nl-modal::backdrop{background:color-mix(in srgb,#0E1511 62%,transparent);backdrop-filter:blur(2px)}
.nl-modal[open]{display:grid;gap:16px}
.nl-close{position:absolute;top:10px;right:12px;width:36px;height:36px;border:0;background:transparent;color:var(--muted);font-size:1.6rem;line-height:1;cursor:pointer;border-radius:3px}
.nl-close:hover{background:var(--paper);color:var(--ink)}
.nl-modal-head{display:flex;gap:14px;align-items:center;padding-right:30px}
.nl-modal-coin{width:52px;height:52px;flex:none}
.nl-modal h2{margin:0;font-size:clamp(1.3rem,4vw,1.65rem)}
.nl-modal-points{list-style:none;margin:0;padding:0;display:grid;gap:6px;font-size:.93rem}
.nl-modal-points li{padding-left:22px;position:relative}
.nl-modal-points li::before{content:"";position:absolute;left:0;top:.5em;width:10px;height:10px;border-radius:50%;background:var(--amber)}
.nl-modal-foot{font-size:.78rem;color:var(--muted);margin:0}
@media (prefers-reduced-motion:no-preference){.nl-modal[open]{animation:nl-in .18s ease-out}@keyframes nl-in{from{opacity:0;transform:translateY(8px)}to{opacity:1;transform:none}}}

/* sticky bar */
.nl-bar{position:fixed;left:0;right:0;bottom:0;z-index:30;background:var(--ink);color:var(--paper);padding-bottom:env(safe-area-inset-bottom,0px);border-top:3px solid var(--amber)}
.nl-bar-inner{max-width:var(--wrap);margin:0 auto;padding:10px var(--gutter);display:flex;gap:14px;align-items:center}
.nl-bar p{margin:0;flex:1;font-size:.93rem}
.nl-bar .btn.go{background:var(--amber);border-color:var(--amber);color:var(--ink-on-amber);padding:9px 16px}
.nl-bar .btn.go:hover{background:var(--paper);border-color:var(--paper);color:var(--ink)}
.nl-bar-close{background:none;border:0;color:var(--paper);font-size:1.5rem;line-height:1;cursor:pointer;padding:4px 8px;opacity:.75}
.nl-bar-close:hover{opacity:1}
@media (max-width:560px){.nl-bar p span{display:none}}
@media (prefers-reduced-motion:no-preference){.nl-bar:not([hidden]){animation:nl-up .25s ease-out}@keyframes nl-up{from{transform:translateY(100%)}to{transform:none}}}

/* timeline (O mnie) */
.timeline{list-style:none;padding:0;margin:0 0 1em;border-left:2px solid var(--line)}
.timeline li{position:relative;padding:0 0 18px 22px}
.timeline li::before{content:"";position:absolute;left:-7px;top:6px;width:12px;height:12px;border-radius:50%;background:var(--green)}
.timeline .when{font-family:var(--f-mono);font-size:.78rem;color:var(--green-ink);font-weight:600;display:block}

/* posts list */
.post-list{display:grid;gap:18px}
.pagination{display:flex;gap:10px;margin-top:24px}

/* footer */
.site-footer{border-top:2px solid var(--ink);background:var(--surface);font-size:.88rem}
.site-footer .wrap{display:grid;grid-template-columns:1.4fr 1fr 1fr;gap:28px;padding-block:32px}
@media (max-width:760px){.site-footer .wrap{grid-template-columns:1fr}}
.site-footer ul{list-style:none;margin:0;padding:0;display:grid;gap:6px}
.site-footer a{color:var(--ink)}
.site-footer .legal{grid-column:1/-1;border-top:1px solid var(--line);padding-top:14px;color:var(--muted);font-size:.8rem}

@media (prefers-reduced-motion:no-preference){.btn,.chip{transition:background .15s,color .15s,border-color .15s}}

/* consent banner */
.md-consent{position:fixed;left:16px;right:16px;bottom:calc(16px + env(safe-area-inset-bottom,0px));z-index:40;display:flex;justify-content:center;pointer-events:none}
.md-consent-inner{pointer-events:auto;max-width:760px;background:var(--surface);color:var(--ink);border:2px solid var(--ink);box-shadow:6px 6px 0 var(--amber);padding:16px 18px;display:grid;grid-template-columns:minmax(0,1fr) auto;gap:14px;align-items:center}
.md-consent-inner p{margin:0;font-size:.88rem;line-height:1.5}
.md-consent-actions{display:flex;gap:8px;flex-wrap:wrap}
.md-consent-actions .btn{padding:9px 14px}
.md-consent-prefs{grid-column:1/-1;border-top:1px dashed var(--line);padding-top:12px;display:grid;gap:10px}
.md-consent-row{display:grid;grid-template-columns:minmax(0,1fr) auto;gap:12px;align-items:start;font-size:.85rem;line-height:1.45}
.md-consent-row b{display:block;font-size:.9rem}
.md-consent-row .muted{color:var(--muted)}
.md-switch{position:relative;display:inline-flex;align-items:center;gap:8px;font-size:.8rem;font-family:var(--f-mono);white-space:nowrap;cursor:pointer}
.md-switch input{position:absolute;opacity:0;width:1px;height:1px}
.md-switch span{width:40px;height:22px;border:2px solid var(--ink);background:var(--paper);position:relative;transition:background .15s}
.md-switch span::after{content:"";position:absolute;top:2px;left:2px;width:14px;height:14px;background:var(--ink);transition:transform .15s}
.md-switch input:checked+span{background:var(--green)}
.md-switch input:checked+span::after{transform:translateX(18px)}
.md-switch input:focus-visible+span{outline:3px solid var(--amber);outline-offset:2px}
.md-switch input:disabled+span{opacity:.6}
@media (max-width:640px){.md-consent-inner{grid-template-columns:1fr}.md-consent-actions .btn{flex:1;justify-content:center}}
.linkish{background:none;border:0;padding:0;font:inherit;color:inherit;text-decoration:underline;cursor:pointer}

/* ===== long-form articles (single.php, md_longform) =====
   One reading column (~70ch) + sticky TOC on wide screens. Components below are plain HTML in post content. */
.read-progress{position:fixed;left:0;right:0;top:0;height:3px;z-index:60;pointer-events:none}
.read-progress span{display:block;height:100%;width:100%;background:var(--green);transform-origin:0 50%;transform:scaleX(var(--p,0))}
.art-head{max-width:900px;padding-block:8px 28px;border-bottom:2px solid var(--ink);margin-bottom:32px}
.art-head h1{font-size:clamp(2rem,5vw,3.3rem)}
.art-head .lede{font-size:clamp(1.08rem,2vw,1.25rem);max-width:68ch}
.art-meta{display:flex;flex-wrap:wrap;align-items:center;gap:6px 10px;font-size:.92rem;color:var(--muted)}
.art-meta a{color:var(--ink);font-weight:600}
.art-meta .dot{opacity:.6}
.art-avatar{width:34px;height:34px;border-radius:50%;background:var(--green);color:var(--on-green);display:inline-grid;place-items:center;font:700 .78rem var(--f-display);letter-spacing:.02em}
.art-grid{display:grid;grid-template-columns:minmax(0,1fr);gap:40px}
.art-body{max-width:72ch;min-width:0}
.art-aside{display:none}
@media (min-width:1080px){
  .art-grid{grid-template-columns:250px minmax(0,1fr);gap:56px}
  .art-aside{display:block}
  .art-aside-in{position:sticky;top:96px}
  .art-aside .toc{max-height:calc(100vh - 330px);overflow:auto}
  .art-body .toc-inline{display:none}
}
.toc ol{list-style:none;margin:0;padding:0;counter-reset:none}
.toc li{margin:0}
.toc a{display:flex;gap:10px;padding:7px 0 7px 12px;border-left:2px solid var(--line);color:var(--muted);text-decoration:none;font-size:.88rem;line-height:1.35}
.toc a:hover{color:var(--ink);border-left-color:var(--ink)}
.toc a.is-active{color:var(--ink);border-left-color:var(--green);font-weight:600}
.toc-n{font-family:var(--f-mono);font-size:.74rem;color:var(--muted);padding-top:2px}
.art-aside-nl{margin-top:28px;padding:16px;border:2px solid var(--ink);background:var(--surface)}
.art-aside-nl p{font-size:.85rem;margin:.3em 0 .8em;color:var(--muted)}
.toc-inline{border:2px solid var(--ink);background:var(--surface);padding:12px 16px;margin:0 0 28px}
.toc-inline summary{cursor:pointer;font-weight:600;font-family:var(--f-display)}
.toc-inline ol{margin-top:10px}

/* body rhythm */
.art-body h2{font-size:clamp(1.45rem,3vw,1.95rem);margin-top:2.2em;padding-top:.2em}
.art-body h2:first-child{margin-top:0}
.art-body h3{margin-top:1.6em}
.art-body p,.art-body li{font-size:1.04rem}
.art-body hr{border:0;border-top:1px solid var(--line);margin:2.4em 0}

/* "W skrócie" — the answer first (AI engines quote the top of a page) */
.keybox{border:2px solid var(--ink);background:var(--surface);box-shadow:6px 6px 0 var(--amber);padding:20px 22px;margin:0 0 2.2em}
.keybox .eyebrow{color:var(--ink)}
.keybox ul{list-style:none;margin:0;padding:0}
.keybox li{position:relative;padding-left:26px;margin-bottom:.55em}
.keybox li::before{content:"";position:absolute;left:2px;top:.55em;width:12px;height:7px;border-left:2.5px solid var(--green);border-bottom:2.5px solid var(--green);transform:rotate(-45deg)}
.keybox li:last-child{margin-bottom:0}

/* stat cards */
.stats{display:grid;grid-template-columns:repeat(auto-fit,minmax(min(100%,150px),1fr));gap:12px;margin:1.4em 0 2em}
.stat{background:var(--surface);border:1px solid var(--line);border-top:4px solid var(--green);padding:14px 16px 12px}
.stat.amber{border-top-color:var(--amber)}
.stat.red{border-top-color:var(--red)}
.stat b{display:block;font:800 clamp(1.6rem,3.6vw,2.15rem)/1.05 var(--f-display);font-stretch:108%;letter-spacing:-.02em;font-variant-numeric:tabular-nums}
.stat.amber b{color:var(--amber)}
.stat.red b{color:var(--red)}
.stat span{display:block;margin-top:6px;font-size:.88rem;line-height:1.4}
.stat small{display:block;margin-top:6px;font-family:var(--f-mono);font-size:.68rem;letter-spacing:.04em;color:var(--muted);text-transform:uppercase}

/* figures: chart frame with title, caption and source */
.fig{margin:2em 0;padding:20px 20px 14px;background:var(--surface);border:1px solid var(--line)}
.fig-title{font:700 1.05rem/1.3 var(--f-display);margin:0 0 4px}
.fig-sub{font-size:.85rem;color:var(--muted);margin:0 0 16px}
.fig figcaption,.fig .fig-src{font-family:var(--f-mono);font-size:.7rem;letter-spacing:.03em;color:var(--muted);margin-top:14px;padding-top:10px;border-top:1px dashed var(--line);line-height:1.5}

/* horizontal bars: --v = share of the longest bar (0–100%) */
.bars{display:grid;gap:9px}
.bar{display:grid;grid-template-columns:minmax(0,240px) minmax(0,1fr) auto;gap:12px;align-items:center;font-size:.9rem}
.bar-l{line-height:1.25}
.bar-l small{display:block;color:var(--muted);font-size:.76rem}
.bar-t{height:18px;background:var(--green-soft);position:relative}
.bar-t i{position:absolute;inset:0 auto 0 0;width:var(--v);background:var(--green)}
.bar.amber .bar-t i{background:var(--amber)}
.bar.red .bar-t i{background:var(--red)}
.bar.mut .bar-t i{background:var(--muted)}
.bar-v{font-family:var(--f-mono);font-weight:600;font-size:.86rem;font-variant-numeric:tabular-nums;white-space:nowrap;text-align:right;min-width:72px}
@media (max-width:560px){.bar{grid-template-columns:minmax(0,1fr) auto}.bar-t{grid-column:1/-1;grid-row:2}}

/* columns: --h = height share (0–100%) */
.cols{display:flex;align-items:flex-end;gap:clamp(6px,2vw,14px);height:200px;padding-top:24px;border-bottom:2px solid var(--ink)}
.col{flex:1;display:flex;flex-direction:column;justify-content:flex-end;align-items:stretch;height:100%;min-width:0}
.col i{display:block;height:var(--h);background:var(--green);position:relative;min-height:2px}
.col.amber i{background:var(--amber)}
.col.red i{background:var(--red)}
.col i b{position:absolute;bottom:100%;left:50%;transform:translateX(-50%);margin-bottom:4px;font:600 .74rem var(--f-mono);white-space:nowrap;color:var(--ink)}
.cols-x{display:flex;gap:clamp(6px,2vw,14px);margin-top:6px}
.cols-x span{flex:1;text-align:center;font-size:.74rem;color:var(--muted);line-height:1.25;min-width:0;overflow-wrap:anywhere}

/* stacked 100% bar with legend */
.stack{display:flex;height:34px;margin:4px 0 12px;border:2px solid var(--ink)}
.stack i{display:block;height:100%;width:var(--w);background:var(--c,var(--green))}
.legend{display:flex;flex-wrap:wrap;gap:6px 18px;font-size:.84rem;margin:0;padding:0;list-style:none}
.legend li{display:flex;align-items:center;gap:7px;margin:0}
.legend li::before{content:"";width:12px;height:12px;background:var(--c,var(--green));flex:none}

/* callouts */
.callout{border-left:5px solid var(--green);background:var(--green-soft);padding:14px 18px;margin:1.6em 0}
.callout>b:first-child,.callout .callout-t{display:block;font-family:var(--f-display);font-size:1rem;margin-bottom:4px}
.callout p:last-child,.callout ul:last-child{margin-bottom:0}
.callout.warn{border-left-color:var(--red);background:var(--red-bg)}
.callout.amber{border-left-color:var(--amber);background:var(--amber-bg)}
.callout.ink{border-left-color:var(--ink);background:var(--surface)}

/* worked example / calculation */
.calc{border:2px solid var(--ink);margin:1.8em 0;background:var(--surface)}
.calc-h{background:var(--ink);color:var(--paper);padding:10px 16px;font:700 .95rem var(--f-display)}
.calc dl{margin:0;padding:6px 16px 12px}
.calc dl>div{display:flex;justify-content:space-between;gap:14px;padding:8px 0;border-bottom:1px dashed var(--line)}
.calc dt{margin:0}
.calc dd{margin:0;font-family:var(--f-mono);font-weight:600;white-space:nowrap;font-variant-numeric:tabular-nums}
.calc dl>div.total{border-bottom:0;border-top:2px solid var(--ink);margin-top:4px;padding-top:10px}
.calc dl>div.total dd{color:var(--green-ink);font-size:1.05rem}
.calc p{padding:0 16px 14px;margin:0;font-size:.86rem;color:var(--muted)}

/* comparison tables */
.table-wrap{overflow-x:auto;margin:1.4em 0 2em;border:1px solid var(--line);background:var(--surface);-webkit-overflow-scrolling:touch}
.table-wrap table{margin:0;min-width:560px}
.prose .table-wrap th{background:var(--paper);font-size:.8rem;font-family:var(--f-mono);letter-spacing:.03em;text-transform:uppercase;font-weight:600;white-space:nowrap}
.prose .table-wrap td.num,.prose .table-wrap th.num{text-align:right;font-family:var(--f-mono);font-variant-numeric:tabular-nums;white-space:nowrap}
.prose .table-wrap tr.hl td{background:var(--green-soft)}
.prose .table-wrap caption{caption-side:bottom;text-align:left;font-family:var(--f-mono);font-size:.7rem;color:var(--muted);padding:10px}
.tag{display:inline-block;font:600 .7rem var(--f-mono);letter-spacing:.04em;text-transform:uppercase;padding:2px 7px;border:1px solid currentColor;border-radius:2px;white-space:nowrap}
.tag.g{color:var(--green-ink)}.tag.a{color:var(--amber)}.tag.r{color:var(--red)}

/* numbered steps */
.lf-steps{list-style:none;counter-reset:st;padding:0;margin:1.4em 0 2em}
.lf-steps>li{counter-increment:st;position:relative;padding:0 0 18px 58px;margin:0;border-left:2px solid var(--line);margin-left:19px}
.lf-steps>li:last-child{border-left-color:transparent;padding-bottom:0}
.lf-steps>li::before{content:counter(st);position:absolute;left:-20px;top:-4px;width:38px;height:38px;border-radius:50%;background:var(--ink);color:var(--paper);display:grid;place-items:center;font:800 1rem var(--f-display)}
.lf-steps>li>b:first-child{display:block;font-family:var(--f-display);font-size:1.06rem;margin-bottom:2px}

/* recommendation cards (links to our promo pages, not straight to banks) */
.picks{display:grid;grid-template-columns:repeat(auto-fit,minmax(min(100%,230px),1fr));gap:12px;margin:1.4em 0 2em}
.pick{border:2px solid var(--ink);background:var(--surface);padding:16px;display:flex;flex-direction:column;gap:6px}
.pick .eyebrow{margin:0}
.pick b{font:800 1.08rem/1.25 var(--f-display)}
.pick .amt{font:800 1.5rem var(--f-display);color:var(--amber);font-variant-numeric:tabular-nums}
.pick p{font-size:.88rem;margin:0;color:var(--muted);flex:1}
.pick a{font-weight:600;margin-top:4px}

/* pros / cons */
.procon{display:grid;grid-template-columns:repeat(auto-fit,minmax(min(100%,240px),1fr));gap:12px;margin:1.2em 0 1.8em}
.procon>div{background:var(--surface);border:1px solid var(--line);padding:14px 16px}
.procon b{display:block;font-family:var(--f-display);margin-bottom:6px}
.procon ul{margin:0;padding-left:1.1em}
.procon li{font-size:.94rem}
.procon .pro b{color:var(--green-ink)}.procon .con b{color:var(--red)}

/* FAQ */
.faq{margin:1em 0 2em;border-top:2px solid var(--ink)}
.faq details{border-bottom:1px solid var(--line)}
.faq summary{cursor:pointer;list-style:none;padding:14px 34px 14px 0;font:700 1.02rem/1.35 var(--f-display);position:relative}
.faq summary::-webkit-details-marker{display:none}
.faq summary::after{content:"+";position:absolute;right:4px;top:10px;font:400 1.5rem var(--f-mono);color:var(--green)}
.faq details[open] summary::after{content:"−"}
.faq details>div{padding:0 0 14px}
.faq details>div p:last-child{margin-bottom:0}

/* sources */
.sources{font-size:.84rem;color:var(--muted);padding-left:1.4em}
.sources li{margin-bottom:.4em;overflow-wrap:anywhere}
.sources a{color:var(--muted)}
.updated-note{font-family:var(--f-mono);font-size:.74rem;color:var(--muted);border-top:1px dashed var(--line);padding-top:12px;margin-top:2em}

/* category pages */
.cat-stats{margin:0 0 22px}
.cat-stats .stat span a{color:var(--ink)}
.cat-guide{border-top:2px solid var(--ink);margin-top:36px}
.cat-guide-head{max-width:900px;margin-bottom:24px}
.cat-guide-title{font-size:clamp(1.6rem,3.6vw,2.4rem)}

.md-nl-micro{margin:6px 0 0;font-size:.78rem;opacity:.75;font-family:var(--f-mono);letter-spacing:.02em}

/* ===== theme switcher + both-theme fixes (inc/theme-mode.php, app.js) — begin ===== */
.md-logo-ring{stroke:var(--green)} /* brand ring: #1F5E3B in light, lighter green so the logo reads on dark paper */
.tag.a,.verify,.pill.srednia{color:var(--amber-ink)} /* small amber text: AA in both themes */
.md-switch input:checked+span::after{background:var(--on-green)}

.md-theme-switching *,.md-theme-switching *::before,.md-theme-switching *::after{transition:none!important}
html:not([data-theme-mode]) .md-theme{display:none} /* no JS: nothing to switch, the device setting applies */
.md-theme{position:relative;display:inline-block}
.md-theme-btn{display:inline-flex;align-items:center;justify-content:center;gap:8px;min-width:42px;height:42px;padding:0 9px;border:2px solid var(--line);border-radius:3px;background:transparent;color:var(--ink);font:500 .93rem var(--f-body);cursor:pointer}
.md-theme-btn:hover,.md-theme-btn[aria-expanded="true"]{border-color:var(--ink)}
.md-theme-ico{width:20px;height:20px;flex:none}
.md-theme-now{display:none}
html[data-theme-mode="light"] .md-theme-now.is-light,html[data-theme-mode="dark"] .md-theme-now.is-dark,
html[data-theme-mode="auto"] .md-theme-now.is-auto,html[data-theme-mode="time"] .md-theme-now.is-time{display:block}
.md-theme--header .md-theme-label{position:absolute;width:1px;height:1px;overflow:hidden;clip:rect(0 0 0 0);white-space:nowrap}
.md-theme .md-theme-menu{display:block;position:absolute;z-index:45;top:calc(100% + 8px);right:0;width:max-content;min-width:250px;max-width:calc(100vw - 32px);margin:0;padding:6px;list-style:none;background:var(--surface);border:2px solid var(--ink);border-radius:3px;box-shadow:5px 5px 0 color-mix(in srgb,var(--ink) 16%,transparent)}
.md-theme-menu li{margin:0}
.md-theme-menu [role=menuitemradio]{display:flex;align-items:center;gap:10px;width:100%;padding:9px 10px;border:0;border-radius:2px;background:transparent;color:var(--ink);font:500 .93rem/1.3 var(--f-body);text-align:left;cursor:pointer}
.md-theme-menu [role=menuitemradio]:hover,.md-theme-menu [role=menuitemradio]:focus-visible{background:var(--green-soft)}
.md-theme-menu [role=menuitemradio]:focus-visible{outline:2px solid var(--green);outline-offset:-2px}
.md-theme-menu [aria-checked="true"]{font-weight:700}
.md-theme-text{flex:1}
.md-theme-text small{display:block;font-weight:400;font-size:.78rem;color:var(--muted)}
.md-theme-check{visibility:hidden;color:var(--green-ink);flex:none}
[aria-checked="true"]>.md-theme-check{visibility:visible}
/* footer: reads like the "Ustawienia cookies" link next to it; the menu opens upwards */
.md-theme--footer .md-theme-btn{height:auto;min-width:0;padding:0;border:0;gap:5px;font:inherit;color:inherit;text-decoration:underline;vertical-align:baseline}
.md-theme--footer .md-theme-ico{width:15px;height:15px;align-self:center}
.md-theme--footer .md-theme-menu{top:auto;bottom:calc(100% + 8px);left:0;right:auto;font-size:1rem}
@media (max-width:899px){
  /* inside the mobile menu: visible label, the list unfolds in place */
  .md-theme--header .md-theme-label{position:static;width:auto;height:auto;overflow:visible;clip:auto}
  .md-theme--header .md-theme-menu{position:static;margin-top:8px;box-shadow:none;min-width:0;width:auto;max-width:340px}
}
/* ===== theme switcher — end ===== */

/* credit info (cards): as visible as the bonus */
.credit-info{border:2px solid var(--ink);background:var(--surface);padding:14px 16px;margin:14px 0;display:grid;grid-template-columns:minmax(0,1fr) auto;gap:6px 18px;align-items:center;max-width:76ch}
.credit-info p{margin:0;font-size:.92rem}
.credit-warn{grid-column:1/-1}
.credit-rrso{grid-row:2;grid-column:2;text-align:right}
.credit-rrso span{display:block;font:600 .7rem var(--f-mono);letter-spacing:.08em;color:var(--muted)}
.credit-rrso b{font:800 1.6rem var(--f-display)}
.credit-example{grid-row:2;grid-column:1;color:var(--muted)}
@media (max-width:560px){.credit-info{grid-template-columns:1fr}.credit-rrso,.credit-example{grid-column:1;grid-row:auto;text-align:left}}

/* live calculators ([md_kalkulator]) */
.calc-live{border:2px solid var(--ink);background:var(--surface);margin:1.8em 0}
.calc-live .calc-h{background:var(--ink);color:var(--paper);padding:10px 16px;font:700 .95rem var(--f-display)}
.calc-in{display:grid;grid-template-columns:repeat(auto-fit,minmax(min(100%,170px),1fr));gap:12px;padding:14px 16px 4px}
.calc-in label{display:flex;flex-direction:column;gap:5px;font-size:.82rem;color:var(--muted)}
.calc-in input[type=number]{font:600 1rem var(--f-mono);padding:8px 10px;border:2px solid var(--line);background:var(--paper);color:var(--ink);border-radius:3px;width:100%}
.calc-in input[type=number]:focus{border-color:var(--green);outline:none}
.calc-in input[type=range]{width:100%;accent-color:var(--green)}
.calc-in output{font:600 .9rem var(--f-mono);color:var(--ink)}
.calc-out{margin:0;padding:6px 16px 12px}
.calc-out>div{display:flex;justify-content:space-between;gap:14px;padding:8px 0;border-bottom:1px dashed var(--line)}
.calc-out dt{margin:0}
.calc-out dd{margin:0;font-family:var(--f-mono);font-weight:600;white-space:nowrap;font-variant-numeric:tabular-nums}
.calc-out dd[data-o="interest"]{color:var(--red)}
.calc-out>div.total{border-bottom:0;border-top:2px solid var(--ink);margin-top:4px;padding-top:10px}
.calc-out>div.total dd{color:var(--green-ink)}
.calc-note{padding:0 16px 14px;margin:0;font-size:.82rem;color:var(--muted)}
.grace-bar{position:relative;display:flex;height:22px;margin:4px 16px 12px;border:2px solid var(--ink)}
.grace-bar i{display:block;height:100%;width:var(--w)}
.grace-bar .g-cycle{background:var(--green-soft)}
.grace-bar .g-due{background:var(--amber-bg);border-left:2px dashed var(--ink)}
.grace-bar .g-mark{position:absolute;top:-6px;bottom:-6px;left:var(--x);width:3px;background:var(--red)}

/* promotion page: facts box follows the reader on desktop; compact CTA bar on mobile */
@media (min-width:900px){.promo-head .facts{position:sticky;top:112px;max-height:calc(100vh - 130px);overflow:auto}}
.promo-cta-bar{position:fixed;left:0;right:0;bottom:0;z-index:31;display:flex;align-items:center;justify-content:space-between;gap:12px;padding:10px 16px calc(10px + env(safe-area-inset-bottom,0px));background:var(--surface);border-top:2px solid var(--ink);box-shadow:0 -6px 18px rgba(0,0,0,.12)}
.promo-cta-bar b{display:block;font:900 1.35rem/1 var(--f-display);color:var(--amber)}
.promo-cta-bar span{display:block;font-size:.78rem;color:var(--muted);margin-top:2px}
.promo-cta-bar .btn{white-space:nowrap}
@media (min-width:900px){.promo-cta-bar{display:none!important}}
@media (max-width:899px){body.single-promocja #md-nl-bar{display:none!important}body.has-promo-bar{padding-bottom:72px}}

/* lead magnet box + download landing */
.lm-box{display:grid;grid-template-columns:minmax(0,1fr);gap:18px;margin:2em 0;padding:22px;border:2px solid var(--ink);background:var(--surface);box-shadow:6px 6px 0 var(--green)}
.lm-box h3{font-size:1.5rem;margin:0 0 8px}
.lm-box ul{margin:0 0 14px;padding-left:1.1em}
.lm-box li{font-size:.95rem}
.lm-shot{margin:0;border:1px solid var(--line);overflow:hidden}
.lm-shot img{display:block;width:100%;height:auto}
.lm-done{max-width:760px;border:2px solid var(--ink);background:var(--surface);padding:28px;box-shadow:6px 6px 0 var(--amber)}
.lm-how{padding-left:1.1em}

/* reserve simulation */
.sim-rows{padding:8px 16px 4px}
.sim-row{display:grid;grid-template-columns:minmax(0,180px) minmax(0,1fr) auto;gap:12px;align-items:center;margin-bottom:10px}
.sim-l{font-size:.85rem;line-height:1.3}
.sim-row>b{font-family:var(--f-mono);font-size:.9rem;white-space:nowrap;min-width:96px;text-align:right}
.sim-bars{display:grid;grid-template-columns:repeat(12,1fr);gap:3px;height:90px;position:relative;border-top:1px dashed var(--line);border-bottom:1px dashed var(--line)}
.sim-bars::after{content:"";position:absolute;left:0;right:0;top:50%;border-top:1px solid var(--ink);opacity:.5}
.sim-bars i{position:relative;display:block;height:100%}
.sim-bars i::before{content:"";position:absolute;left:0;right:0;height:calc(var(--h) / 2)}
.sim-bars i.pos::before{bottom:50%;background:var(--green)}
.sim-bars i.neg::before{top:50%;background:var(--red)}
.sim-x{display:grid;grid-template-columns:repeat(12,1fr);gap:3px;margin-left:192px;margin-right:108px;font-size:.68rem;color:var(--muted);text-align:center}
@media (max-width:560px){.sim-row{grid-template-columns:1fr auto}.sim-bars{grid-column:1/-1;grid-row:2}.sim-x{margin:0}}

/* [md_oferta] recommendation card in articles */
.offer{border:2px solid var(--ink);background:var(--surface);padding:18px 20px;margin:1.6em 0 2em;display:flex;flex-direction:column;gap:12px}
.offer.soon{border-color:var(--red)}
.offer .eyebrow{margin:0 0 4px}
.offer-top{display:flex;justify-content:space-between;gap:16px;align-items:flex-start;flex-wrap:wrap}
.offer-top b{font:800 1.15rem/1.25 var(--f-display);display:block}
.offer-promo{display:block;font-size:.9rem;color:var(--muted);margin-top:2px}
.offer-amt{font:800 1.9rem/1 var(--f-display);color:var(--amber);text-align:right;font-variant-numeric:tabular-nums}
.offer-amt span{display:block;font:500 .78rem var(--f-body);color:var(--muted);margin-bottom:4px}
.offer-amt small{display:block;font:600 .82rem var(--f-body);color:var(--muted);margin-top:6px}
.offer-amt small.soon{color:var(--red)}
.offer-steps{margin:0;padding-left:1.2em;font-size:.94rem}
.offer-steps li{margin:.25em 0}
.offer-cta{display:flex;flex-wrap:wrap;gap:10px;margin:0}
.offer .credit-info{margin:0}
.offer.ended{border-style:dashed;opacity:.85}
@media (max-width:560px){.offer{padding:16px}.offer-amt{text-align:left}}

/* bank banners (inc/banners.php) */
.md-banner{margin:1.6em 0;display:flex;flex-direction:column;gap:6px;align-items:flex-start}
.md-banner a:first-child{display:block;line-height:0;border:1px solid var(--line);max-width:100%}
.md-banner img{display:block;max-width:100%;height:auto}
.md-banner--wide{align-items:stretch}.md-banner--wide a:first-child{width:100%;max-width:750px}.md-banner--wide img{width:100%}
.md-banner figcaption{font-size:.74rem;color:var(--muted);display:flex;gap:10px;flex-wrap:wrap}
.md-banner figcaption span{text-transform:uppercase;letter-spacing:.06em;font-family:var(--f-mono,monospace)}
.art-aside .md-banner{margin:18px 0}.art-aside .md-banner--rect a:first-child{max-width:300px}

/* promotion page: update strip, pitfalls, inline CTAs, timeline (inc/promo-ui.php) */
.promo-update{border-left:4px solid var(--amber);background:var(--surface);padding:10px 14px;margin:1.2em 0;font-size:.95rem}
.promo-pitfalls ul{margin:.4em 0 0;padding-left:1.1em}.promo-pitfalls li{margin:.2em 0;font-size:.94rem}
.promo-cta-inline{display:flex;flex-wrap:wrap;align-items:center;gap:10px 16px;border:2px solid var(--ink);background:var(--surface);padding:14px 16px;margin:1.4em 0}
.promo-cta-inline p{margin:0;flex:1 1 260px;font-size:.94rem}
.promo-timeline td:first-child{white-space:nowrap}

/* promotion steps as a checklist (assets/promo.js) */
ol.steps li{position:relative;padding-right:46px}
ol.steps .step-check{position:absolute;right:14px;top:14px;width:20px;height:20px;accent-color:var(--green);cursor:pointer}
ol.steps li.done{opacity:.62}
ol.steps li.done span{text-decoration:line-through;text-decoration-color:var(--muted)}
.steps-progress{font-size:.86rem;color:var(--muted);margin:.2em 0 .6em}
.promo-engage{margin:2em 0 1em}
@media print{.step-check,.steps-progress,.promo-cta-inline,.promo-cta-bar,.md-banner{display:none!important}}

/* cooperation form (mu-plugins/md-wspolpraca.php) */
.wsp-form{border:2px solid var(--ink);background:var(--surface);padding:20px;margin:1.2em 0 1.6em;display:grid;gap:14px;max-width:760px}
.wsp-form label{display:grid;gap:6px;font-weight:600;font-size:.92rem}
.wsp-form input[type=text],.wsp-form input[type=email],.wsp-form input[type=tel],.wsp-form input[type=url],.wsp-form select,.wsp-form textarea{font:inherit;font-weight:400;padding:10px 12px;border:1px solid var(--line);border-radius:3px;background:var(--paper);color:var(--ink);width:100%;box-sizing:border-box}
.wsp-form textarea{resize:vertical}
.wsp-form fieldset{border:1px solid var(--line);padding:10px 14px;margin:0;display:grid;gap:6px}
.wsp-form legend{font-weight:600;font-size:.92rem;padding:0 4px}
.wsp-grid{display:grid;grid-template-columns:repeat(auto-fit,minmax(min(100%,260px),1fr));gap:14px}
.wsp-check{display:flex!important;grid-template-columns:none;align-items:flex-start;gap:8px;font-weight:400!important}
.wsp-check input{margin-top:3px;accent-color:var(--green)}
.wsp-consent{font-size:.84rem!important;color:var(--muted)}
.wsp-hp{position:absolute;left:-9999px;width:1px;height:1px;overflow:hidden}
.wsp-err{margin:0;padding:10px 12px;border-left:4px solid var(--red);background:var(--paper);font-size:.92rem}
.wsp-done{border-color:var(--green)}.wsp-done p{margin:.4em 0 0}
.promo-guides ul{padding-left:1.1em}.promo-guides li{margin:.35em 0}

/* author's book on /o-mnie/ */
.book-box{display:grid;grid-template-columns:200px 1fr;gap:20px;align-items:start;margin:1em 0 1.6em}
.book-box img{width:100%;height:auto;border:1px solid var(--line);display:block}
.book-box p{margin:0 0 .8em}
@media (max-width:640px){.book-box{grid-template-columns:120px 1fr;gap:14px}}

/* ---------- Kalendarz premii (mu-plugins/md-kalendarz.php, assets/kalendarz.js) ---------- */
.cal-buttons{display:flex;flex-wrap:wrap;gap:10px}
.cal-buttons .btn{flex:1 1 180px;justify-content:center;text-align:center}
.cal-help{font-size:.88rem;color:var(--muted)}
.cal-help summary{cursor:pointer;color:var(--ink)}
.cal-url{width:100%;font-family:var(--f-mono);font-size:.8rem;padding:8px;border:1px solid var(--line);background:var(--paper);color:var(--ink)}
.cal-plan{margin:0;padding-left:1.1em;font-size:.9rem;display:grid;gap:4px}
.cal-note{font-size:.84rem;color:var(--muted);margin:0}
.cal-dialog p{margin:0}
.pf-remind.cal-open{margin-top:8px}
.cal-segs{border:0;padding:0;margin:0 0 16px;display:flex;flex-wrap:wrap;gap:8px 18px}
.cal-segs legend{font-weight:600;margin-bottom:6px}
.cal-month{margin:1.4em 0 .5em;font-size:1.1rem}
.cal-list{list-style:none;margin:0;padding:0;border-top:1px solid var(--line)}
.cal-item{display:grid;grid-template-columns:64px minmax(0,1fr);gap:4px 14px;padding:10px 0;border-bottom:1px solid var(--line);align-items:center}
.cal-item[hidden],.cal-month[hidden],.cal-list[hidden]{display:none}
.cal-item time{grid-row:span 2;display:grid;text-align:center;border:1.5px solid var(--ink);padding:4px 0;background:var(--surface)}
.cal-item time b{font-family:var(--f-mono);font-size:1rem}
.cal-item time span{font-size:.7rem;text-transform:uppercase;color:var(--muted)}
.cal-item.soon time{border-color:var(--red);color:var(--red)}
.cal-item.cal-start time{border-color:var(--green)}
.cal-item a{font-weight:600;text-decoration:none}
.cal-item a .prod{font-weight:400;color:var(--muted)}
.cal-meta{font-size:.84rem;color:var(--muted)}
.cal-item.soon .cal-meta b{color:var(--red)}
.cal-public .filters{margin-bottom:6px}
@media print{.site-header,.site-footer,.cal-buttons,.cal-help,.cal-segs,.pf-noprint,.newsletter,#md-consent{display:none!important}.lm-done{box-shadow:none;border:0;padding:0}}

/* ---------- /linki/ ---------- */
.linki{display:grid;gap:10px;max-width:560px}
.linki-item{display:grid;gap:2px;padding:14px 16px;border:2px solid var(--ink);background:var(--surface);text-decoration:none;color:var(--ink);box-shadow:4px 4px 0 var(--line);transition:transform .1s}
.linki-item:hover{transform:translate(-1px,-1px);box-shadow:5px 5px 0 var(--green)}
.linki-item b{font-size:1.02rem}
.linki-item span{font-size:.86rem;color:var(--muted)}
.linki-item.hot{box-shadow:4px 4px 0 var(--amber)}
.linki-nl{max-width:560px;margin-top:22px;padding:18px;border:2px solid var(--ink);background:var(--surface);box-shadow:6px 6px 0 var(--amber)}
.linki-nl b{font-size:1.15rem}
.linki-nl p{margin:.3em 0 .8em}
.linki-foot{max-width:560px;font-size:.86rem;color:var(--muted);margin-top:18px}
.md-tg-link{margin-left:14px}

/* ---------- Oś czasu wypłaty (inc/promo-ui.php md_promo_timeline_html) ---------- */
.promo-tl{list-style:none;margin:0 0 10px;padding:0;counter-reset:none}
.promo-tl-step{position:relative;display:grid;grid-template-columns:28px minmax(0,1fr);gap:0 14px;padding-bottom:18px}
.promo-tl-step::before{content:"";position:absolute;left:13px;top:30px;bottom:-2px;width:2px;background:var(--line)}
.promo-tl-step:last-child{padding-bottom:0}
.promo-tl-step:last-child::before{display:none}
.promo-tl-dot{width:28px;height:28px;margin-top:10px;border-radius:50%;display:grid;place-items:center;background:var(--surface);border:3px solid var(--amber);font-weight:700;font-size:.9rem;color:var(--ink);box-sizing:border-box}
.promo-tl-step.is-payout .promo-tl-dot{background:var(--green);border-color:var(--green);color:var(--on-green)}
.promo-tl-body{border:1px solid var(--line);background:var(--surface);padding:12px 16px;min-width:0}
.promo-tl-step.is-payout .promo-tl-body{border-color:var(--green);background:var(--green-soft)}
.promo-tl-when{margin:0 0 8px;display:flex;flex-wrap:wrap;gap:2px 10px;align-items:baseline}
.promo-tl-when b{font-size:1.02rem}
.promo-tl-when span{font-size:.84rem;color:var(--muted)}
.promo-tl-label{display:block;font-family:var(--f-mono);font-size:.7rem;letter-spacing:.08em;text-transform:uppercase;color:var(--muted);margin-bottom:2px}
.promo-tl-do p,.promo-tl-do ul{margin:0;font-size:.94rem}
.promo-tl-do ul{padding-left:1.1em}
.promo-tl-do li{margin:2px 0}
.promo-tl-get{margin:10px 0 0;padding:8px 12px;background:var(--amber-bg);border-left:3px solid var(--amber);font-size:.94rem;font-weight:600}
.promo-tl-step.is-payout .promo-tl-get{background:transparent;border-left-color:var(--green);padding-left:10px}
@media (max-width:560px){.promo-tl-step{gap:0 10px}.promo-tl-body{padding:10px 12px}}